Some purchases can't wait. Now they don't have to. 

Gem Visa’s 0% Interest Payment Plans are the clever way to pay, with flexible payment options catered to suit your budget and lifestyle.

Whatever the purchase, Gem Visa gives you access to the things you need now.

You have the flexibility to make extra payments at any time to reduce your balance, and interest is only calculated on any remaining balance at the end of your 0% interest period – and is not backdated.